The New Hampshire State House

Coverage and Policy Options for Auto Insurance in New Hampshire

You’ll be able to choose from various coverages and options to build your policy and ensure that you have the New Hampshire auto insurance coverage that you need. When you select Plymouth Rock Assurance to insure your car, you’ll have access to experts that will help you do just that.

Unlike most other states, New Hampshire doesn’t require its residents to have auto insurance. However, that doesn’t shield you from responsibility if you’re legally responsible for injuring someone or damaging their property in an accident.

Plymouth Rock offers auto insurance that will help you protect yourself, your family and your assets. In addition to choosing the right coverages, you’ll also need to choose appropriate coverage limits.

You’ll find that Plymouth Rock makes the process of getting a quote easy. We’re here to help, along with your independent agent, if you have questions about discounts or need more information. Here’s a breakdown of the basic New Hampshire auto insurance coverages:


There are two types of liability coverage your insurance policy can include: bodily injury and property damage.

Bodily injury protects you against legal liability for the accidental bodily injury of others caused by the operation of your car.

Property damage pays for damage to another person’s property when you, a family member or another authorized driver cause an accident.

Uninsured and Underinsured Motorist

Protects you in the event of an accident where the other party is at-fault and is underinsured, doesn’t carry insurance, or cannot be identified.  Includes bodily injury and property damage coverage for you and other passengers of your vehicle who are legally entitled to recover from the uninsured, underinsured, or unidentified driver.

Medical Payments

Pays for reasonable and necessary medical expenses and funeral expenses for you, your family members, and any other person occupying your vehicle with your permission, if they are injured in an accident.

Your Plymouth Rock independent agent can explain more about how to tailor your car insurance coverage to your needs.

NH policies are underwritten by Mt. Washington Assurance Corporation, a Plymouth Rock Assurance company.

Get your free online quote or find a local independent agent to save on auto insurance coverage in New Hampshire. Call 855-993-4470 or Contact Us for additional information.


Actual coverage is subject to the language of the policy as issued by Plymouth Rock Assurance.