No two riders are exactly alike. The right level of protection for one person may not be enough for another. And with so many different motorcycle insurance options available, choosing the right coverages can be confusing. That’s why we created our Rider Assurance Packages with the unique needs of the motorcycle and off-road community in mind. With a wide range of coverages, features and benefits, our packages make sure you have the right coverage you need.
Each of our motorcycle policies automatically includes a variety of Rider Essential Assurance and Rider Assurance Plus benefits. Plus, motorcycles with comprehensive coverage include our Rider Accessory Package with up to $8,000 coverage and the option to tailor your policy with increased limits.
Our Rider Assurance Packages are outlined below.
Motorcycles with comprehensive coverage automatically include up to $8,000 of accessory and customization coverage. This includes damage to accessories, chromed parts and non-standard equipment in the case of a covered motorcycle loss. You also have the option to tailor your policy with increased limits up to $30,000. Not available for ATVs or UTVs.
Interested in upgrading your Accessory Package? Contact us or speak with your agent to hear more details and check your eligibility. We’d be happy to walk you through your options.
*Available to customers who have purchased comprehensive or collision coverage.
Certain restrictions and limitations apply. Refer to the language issued in your policy or speak with your agent for complete details.
1Get Home Safe: Policyholders may be reimbursed up to $50 for the cost of a taxi or car service ride once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their motorcycle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.
2Roadside assistance is provided by Quest Towing Services (QTS). Cost of fluids will be responsibility of policyholder. At no charge to the policyholder, a tow will be provided to any qualified repair facility of policyholder's choice within a 35 mile radius of the motorcycle's disablement location. If the policyholder requests to be towed to a destination beyond 35 miles, the policyholder will be responsible to pay the tower at the time of tow the difference in cost from the nearest qualified repair facility within 35 miles and the tow destination they requested. Winching (usually defined as 25 to 30 feet from road depending on tower’s equipment) will be included in the Roadside Services provided for passenger motorcycles. Roadside assistance service for motorcycles does not include services for motorcycles used off-road, trailers used to haul motorcycles, or any service that is reasonably non-accessible to towers. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting QTS. Policyholder is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services. A maximum amount of $150 will be reimbursed if the service provider is unable to provide assistance due to specific highway towing restrictions. A copy of the receipt is required.