Motorcycle on wooded road from behind

Ways to Save on Motorcycle Insurance

Having the right kind of motorcycle coverage shows you care about protecting one of your most prized possessions. We’d like to reward you for that dedication by offering you lots of ways to save. From being an experienced rider, to completing a motorcycle safety course or having anti-theft devices, let us help you discover ways to save with our motorcycle insurance discounts.

We’re committed to helping you cruise into savings in a variety of ways*. Here’s a preview of some of the great discounts you may be eligible for:

  • Safety Course Discount: When an insured completes a safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.
  • Safety Course Instructor Discount: When an insured completes an instructor safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.
  • Rider Experience Discount: A discount is applied on policies with operators who have at least three years’ on-road riding experience.
  • Advance Shopper Discount: It can pay to plan ahead. The more time between your quote date and policy start date, the bigger the discount you’ll receive.
  • Transfer Discount: A discount is applied to any policy transferring coverage from another insurance company, with no more than a 30-day lapse in coverage. Prior insurance policy number is required.
  • Companion Package Discount: Save money by bundling your motorcycle insurance with home, personal auto or commercial auto insurance.
  • Group Affinity Discount: Active members of an approved affinity group may receive a discount.
  • Riding Group Discount: Policyholders with a current affiliation to a qualifying group may receive a discount.
  • Military Discount: Active and former military personnel may receive a discount.
  • eDocuments Discount: Sign up to receive your policy documents electronically and we’ll reward you with savings.
  • 5 Year Claims Free Discount: Save money by being claims free for five consecutive years.
  • Anti-theft Discount: Cut your insurance bill by using anti-theft devices to keep your motorcycle safe.
  • Anti-Lock Brake Discount: A discount is applied for motorcycles with anti-lock brakes.
  • Pay in Full Discount: Receive a discount for paying your full motorcycle insurance premium upfront rather than making monthly payments.
  • Homeowner Discount: Receive a discount for owning a home.
 

*Certain restrictions apply.