Discounts on Home Insurance

There are a number of ways you can save on your homeowner’s, condo or renter’s insurance policy. From a companion policy discount to savings just for opting for electronic policy and billing information, we offer a variety of discounts* and rating factors that could lower your insurance premium. Below are just some of our money-saving discounts:

Newer Home Discount

Based on the age of your property, you could save on your home insurance policy.

Protective Device Discount

Receive a discount if your home is equipped with smoke detectors, fire alarms, automatic sprinklers, burglar alarms or other qualifying devices

Claims-free Discount

You may qualify for a discount on your homeowner’s insurance policy if you haven’t filed a claim in three or more years.

Policy Renewals with the Same Agent

Save if you’ve renewed a home, condo or renter’s policy for at least 3 years with the same agent, immediately prior to moving the policy.

eDocuments Discount

Opt to receive electronic policy and billing information and save money and the environment.

Paid in Full

Receive a discount when you pay your policy premium in full at the time of new business or renewal.

New Roof

If your roof is less than 10 years old, you receive a discount on your insurance policy. This credit can vary depending on the age of the roof.

Superior Construction

Receive a discount if your home is built with fire retardant exterior walls and floors, and with roofs and roofing supports made of non-combustible materials. 

Companion Policy Discount

Combine and save. Get a discount on your home insurance policy when you bundle your homeowners, condo, or renter’s with us.

Flood Damage

It’s important to note that homeowners insurance does not cover damage caused by flooding. Depending on the location of your home and your needs, you may want to (or you may be required to) purchase a flood insurance policy in addition to your homeowners insurance.

*Discount offerings vary by state and company and the type of insurance policy you’ve purchased.

In Pennsylvania, request a homeowners quote here, call 833-857-5848 or find a local agent.

For New Jersey, Connecticut, Massachusetts or New Hampshire:

In New Jersey and New Hampshire, call Plymouth Rock at 855-993-4470 or find a local agent to see how you can save on homeowners insurance coverage. In Pennsylvania, call 833-857-5848 or find an agent. In Massachusetts and Connecticut, visit the Bunker Hill contact us page or contact your local Bunker Hill independent agent to learn about ways to save on homeowners insurance.

Plymouth Rock Assurance does not issue Massachusetts or Connecticut home insurance policies. Home insurance for those states is written by our affiliate, Bunker Hill Insurance, a separate company. Each company is financially responsible only for its own insurance products. Actual coverage is subject to the policy as issued by each separate company. See the Bunker Hill Insurance website for more details.