HOME CYBER
COVERAGE
Home Cyber Coverage
What Is Home Cyber Coverage
Home Cyber Coverage* is a suite of services and coverages designed to protect homeowners from cyber-attacks, cyber extortion, online fraud, data breaches and cyber bullying.
Here’s why this coverage is important:
Connected technologies like computers, mobile devices, smart TVs and social media may enhance our lives, but also expose us to new risks.
Online criminals can infiltrate your data through connected technologies to steal personal information, extort money and commit fraud.
Home Cyber Coverage can protect the whole family—not just you—from a range of cyber-crimes.
What You’re Covered For
If you add Home Cyber Coverage to your existing homeowners policy, and you’re the victim of a cyber-related crime, we’ll help you get back on track.
Home Cyber Coverage will:
Cyber Attack
- Pay to replace the lost or corrupted electronic data
- Pay to restore the computing or connected home device to its previous level of functionality
Cyber Extortion
- Pay for a professional to advise the homeowner on how to respond to a threat
- Pay the extortion threat (when payment is approved in advance and incurred as the direct result of a cyber-extortion event)
Online Fraud
- Cover the direct financial loss to the homeowner incurred by the online fraud
Data Breach
- Pay for a professional to review the data breach and identify the affected individuals
- Pay for legal counsel to develop a response to the data breach
- Cover the notification of the data breach to affected individuals
- Pay for credit report monitoring, identity restoration case management services, informational materials and a telephone hotline
Cyber Bullying
- Pay for mental health counseling services, temporary relocation expenses, temporary private tutoring and enrollment expenses
- Pay for cybersecurity consultation services, social monitoring software, legal expenses, lost wages, childcare and elder care expenses
How to Purchase Home Cyber Coverage
To add this to your policy:
- Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.
- Don’t have an agent? Call us at 833-857-5848.
How to Purchase Home Cyber Coverage
To add this to your policy:
- Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.
- Don’t have an agent? Call us at 833-857-5848.
* Home Cyber Coverage is underwritten by CyberScout. Subject to terms and conditions.
