YUBI: Your Usage Based Insurance in NJ, PA and CT

Plymouth Rock's YUBI® program

Plymouth Rock Assurance offers the latest technology in automotive telematics. It’s called usage based insurance, but we call it YUBI®!

YUBI offers our personal auto insurance customers an automatic, initial discount* on your policy with the potential to increase the discount based on your driving skills over time. Using a smartphone app on your compatible mobile device**, YUBI provides trip scores and feedback based on your driving skills such as smooth driving (acceleration and braking), time of day and miles traveled.

Good driving habits may help increase your discount to as much as 15% while YUBI can help you become a smarter, safer driver. Check your app after each trip to assess and improve your driving skills!
Getting started with YUBI is easy! Follow these simple steps to register and start logging trips.

If you have questions about YUBI or need help registering, please see our YUBI FAQs or contact us at 800-437-5556 or [email protected]

Click here to view the YUBI Terms and Conditions.

*At new business, an initial discount is applied for each participating driver on standard coverages excluding expense fees. At renewal, each participating driver’s discount will be determined from their driving habits, and may increase or decrease based on that information.

**A compatible mobile device (iPhone with iOS version 8 or later and Android with version 4.2 or later, GPS and accelerometer capabilities) is required.

©2022 Plymouth Rock Assurance. All Rights Reserved.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements. In CT, insurance is underwritten by Plymouth Rock Assurance Corporation, Palisades Insurance Company, and Plymouth Rock Home Assurance Corporation. In NJ, insurance is underwritten by Palisades Safety and Insurance Association, Palisades Insurance Company, High Point Property and Casualty Insurance Company, High Point Preferred Insurance Company, Teachers Auto Insurance Company of New Jersey, Twin Lights Insurance Company, Rider Insurance Company, and Palisades Property and Casualty Insurance Company. In PA, insurance is underwritten by Palisades Insurance Company, High Point Preferred Insurance Company, Palisades Property and Casualty Insurance Company, and Rider Insurance Company. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies.