Plymouth Rock has rideshare insurance* for Uber or Lyft drivers that can help you better protect yourself while participating in the sharing economy. Plus, it covers many other rideshare companies, too!
Do rideshare companies offer auto insurance?
Yes, rideshare companies provide some insurance, but you may not always be fully covered by these policies. And, generally speaking, personal auto policies across the industry often do not cover any rideshare driving activity.
What does that mean for you? Gaps in coverage could lead you to pay out of pocket for damage to your car or medical expenses. Plymouth Rock’s rideshare endorsement for part-time drivers can help you avoid some of those potential coverage gaps.
Ready to talk? So are we! Call 800-516-9242 or talk to your local agent to get covered for rideshare driving today.
Typical rideshare-provided insurance
To start, there are three periods of rideshare driving:
- You’re ready to work. You log into the rideshare app and are waiting for a ride request.
- Finally. You’re matched with a passenger and are on your way to pick them up.
- You’ve arrived. Your passenger gets in and you’re off to their destination.
Rideshare companies, which are technically called “transportation network companies” or “TNCs,” provide low-limit coverage during period 1. During this time, TNC policies generally do not offer coverage for damage to your car and only offer low-limit coverage for injuries to others or damage to others’ property.
TNCs provide commercial policies for drivers during period 2 and 3. During these periods, a typical TNC policy only provides drivers with low-limit coverage for their own injuries, and potentially higher collision and comprehensive deductibles than drivers typically carry on their personal auto policy.
Plymouth Rock’s rideshare insurance
Plymouth Rock’s coverage allows rideshare drivers to fill some potential insurance gaps. You have your choice of two options:
The best part? Adding this coverage probably costs less than you’d think. Plymouth Rock’s insurance professionals and local agents can tell you exactly how you’re covered with our rideshare insurance, how much it costs and answer your questions.
Need help? We’re here for you.
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