According to the New Jersey Motor Vehicle Commission (MVC),most road accidents are caused by driver error, and we want to help keep our drivers safe. You can reduce your likelihood of being involved in an accident by learning about standard accident-prevention techniques through a defensive driving course. We strongly encourage you to participate in a course, and will be happy to provide you with an extra discount on your auto insurance policy when the course is completed!
In defensive driving school you can expect to improve your driving skills in the following ways:
To be eligible for the Defensive Driver Discount, you must first complete a course through an approved provider. The approved providers list can be found on the Motor Vehicle Commission website. Upon completion, be sure to obtain proof of participation. Then simply contact us or your Plymouth Rock agent, and let us know that you’d like to apply your discount. Earning your discount is easier than ever, now that some schools offer the option to complete the class online.
The Defensive Driver Discount will be applied at new business or the first renewal following the course completion date. The discount will continue for the balance of three years from the course completion date. After the three years, the driver can retake the course to renew the discount.
Please note the discount is applied to the vehicle for which the certified driver is listed as the principal driver. The operator has to be assigned as a principal operator in order for the discount to be applied.
Though the Defensive Driver Discount is only available in New Jersey; Massachusetts, New Hampshire and Connecticut offer a Driver Training Discount for youthful drivers who complete a certified training course. Connecticut also offers a similar Accident Prevention Course discount for drivers over 60.