Every personal automobile policy written in the State of New Jersey carries Personal Injury Protection coverage. This coverage is typically referred to as PIP or no-fault coverage. In the unfortunate event you are injured in an automobile accident, PIP provides coverage for payment of your medical bills (and some other medical-related expenses) that you incur as the result of an auto-related injury.
Access many of the important PIP forms online. If you are a medical provider, you can access our Decision Point Review Plan and Attending Provider Treatment Plan Form in this section.
If you are injured in an accident, it is important that you call your own doctor and ask him or her for advice on what to do, what specialists to see, and how to protect yourself.
If you need to find a doctor, our Signature Medical Concierge Program can help you locate a local physician, participating diagnostic facility, or outpatient surgical facility. You can also find information on our Prescription and Medical Equipment vendors.
We’re here to help. Find answers to common questions in our PIP FAQs.
Did you know that in the State of New Jersey you can elect to have your health insurance carrier as your primary coverage if you are injured in a car accident? Electing Health Care Primary allows you to use doctors and processes that you are already familiar with, and, depending on the terms of your health plan, you may reduce your out-of-pocket expenses should you have a claim. You will also benefit from a reduced premium on your auto insurance. Read more in our Health Care Primary FAQs.