Flood
insurance
Flood insurance
What is flood coverage?
Homeowners policies specifically exclude water damage that results from rising water. That’s why Plymouth Rock has teamed up with Neptune Flood*, a private flood insurance provider, and FEMA’s National Flood Insurance Program (NFIP). Both comprehensive flood protection options are sold through our independent agents.Here’s why this coverage is important:
- An overflowing river, lake or ocean can cause home damage. Flood coverage protects your home and its contents from damage caused by rising water.
- Flooding is the #1 natural disaster in the U.S., affecting homes in every state, a trend experts expect to continue.
Private Flood Coverage vs. NFIP
Neptune Flood is helpful if you need more coverage than NFIP’s capped coverage amount. However, NFIP may be more competitively priced depending on your flood zone.
| Neptune Flood | NFIP | |
|---|---|---|
| Dwelling Limits | $2 million | $250,000 |
| Contents Limits | $500,000 | $100,000 |
| Additional Coverage Options |
| Not available |
How to purchase flood coverage
To add this to your policy:
- Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.
- Don’t have an agent? Call us at 833-857-5848 to discuss your options.
*Flood insurance products offered and underwritten by Neptune Flood. Actual coverage is subject to the language in the Neptune Flood policy. Terms and conditions apply.