Teachers' Insurance Plan of NJ

Teachers’ Insurance Plan offers perks only available to New Jersey educators!

Find out about the exclusive benefits of membership.

As an educator, you deserve special attention from your auto insurance carrier. That’s why Teachers’ Insurance Plan offers special benefits and services to New Jersey residents who work for or are retired from a preK–12 district or accredited school, college or university. That includes unique benefits like At School Zero Deductible, 24/7 Roadside Assistance¹ and Door to Door Valet Claim Service^®2.

Roadside assistance
Roadside Assistance is there for customers any time of the day or night for any cars on their policy.
Theft coverage
$1,000 coverage for theft of school property from your vehicle (from any location).²
At-school zero deductible
Comprehensive and collision deductibles will be waived for covered losses on school property.²
After-school zero deductible
No deductible for accidents when traveling to and from school-sanctioned events.²

We care
We’ve donated over $200,000 to schools through charities, grants and scholarships.
Flexible pay plans
Convenient pay plan options that work with your life.
Great savings
You could save an average of $923^* on car insurance.
Bundling options
We also offer bundling discounts for homeowners and renters.

Teachers' Insurance Plan. We've Got You Covered.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements. Teachers’ Insurance Plan is a brand name used in New Jersey for insurance underwritten by Teachers Auto Insurance Company of New Jersey and in Pennsylvania for insurance underwritten by Palisades Insurance Company. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method. Certain restrictions and limitations apply. For a full description of the programs, features, and coverages, New Jersey residents please visit https://www.plymouthrock.com/insurance/nj-teachers and for Pennsylvania residents please visit https://www.plymouthrock.com/insurance/pa-teachers.

*Amount based on average annual savings reported by Teachers Auto Insurance Company of New Jersey customers who switched between 1/1/2022 and 12/31/2023. Your premium may vary due to available discounts, driving record and other factors.
1 Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided free of charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided.
2 Available to customers who have purchased comprehensive or collision coverage.