Two highway signs on the New Jersey Turnpike.

What’s the Price of Car Insurance in New Jersey?

There are two things you need to know about the price of car insurance in NJ. First, the state by and large ranks among the most expensive in the country for insurance. Second, no one can tell you your price for car insurance without getting a quote.

Sure, you can find averages online and ask your neighbor what they pay, but the fact is the price of car insurance in NJ can vary substantially from one person to the next. And that can be fantastic news for you. Why should you have to pay the same as the driver who goes 95 mph down the Parkway while weaving in and out of traffic?

Why Is Auto Insurance in NJ So Expensive?

One rush hour-trip on I-80, 287 or the Turnpike and you’ll begin to understand why insurance in NJ is so expensive. The Garden State is the most densely populated state in the country and has a lot of drivers. Lots of drivers = the potential for more accidents. And, take a look at the kind of cars around you while you’re stuck in traffic. There are a lot of high-value cars in NJ. High-end cars usually have higher-than-normal repair costs.

How to Get the Price of Car Insurance in NJ

The best way to get your price for insurance is to get a quote from Plymouth Rock. It’s free, only takes a few minutes and there’s no obligation – so there’s nothing lost if you decide not to commit.

It’s unbelievably easy to get a Plymouth Rock quote. All you need to do is provide a few pieces of information about the drivers in your home, your vehicles, the kind of driving you do (personal, commute, etc.) and the coverages you want. The more information you can provide during the quote process, the more accurate your quote will be.

Beyond the price of insurance, look for other factors like unique services, features and benefits … you’ll want to know that you’re really getting your money’s worth. Rest assured that Plymouth Rock goes the extra mile for you with no-extra-cost features and benefits that other insurers simply don’t have.

  • Our Get Home Safe® taxi reimbursement program provides you a safe ride home when you need one1.
  • And, our Door to Door Valet Claim Service® takes the stress out of getting your car repaired after an accident2.

What Should You Do Now?

You can find a good deal on insurance in New Jersey. And the best part is that it will only take you a few minutes. Get your Plymouth Rock quote today and see your price for car insurance in NJ.

You can read more information about the car insurance discounts we offer and the different types of coverage options available.  Find out what the average auto insurance rates are and why Plymouth Rock is ranked among the best insurers.

1 Personal auto insurance policyholders may be reimbursed up to $50 of taxi fees once per policy year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.

2 Door-to-Door® is available to any customer who has purchased comprehensive or collision coverage.

Call 855-993-4470, get your free quote online, or find an agent and learn more about the price of car insurance in New Jersey. If you need additional information it can be found on our Contact Us page.