Two highway signs on the New Jersey Turnpike.

Looking for Car Insurance Near MeĀ 

Most of us like to do business with somebody local as opposed to dealing with a business in another state, or a different part of the world. Whether it’s the local hairdresser, the dry cleaner downtown, or your favorite coffee shop on the corner – it’s nice to know you have local options. It’s no different when it comes to buying car insurance. There’s a reason you might have searched for “car insurance near me” and not conducted a search for insurance someplace far away. In a world where email and social media have dominated communication, we enjoy the peace of mind that comes with knowing we have the option to meet with an insurance professional face to face if we need to.

You’ll want to choose an insurance carrier in New Jersey that offers the protection you need and delivers that protection with exceptional service. Let’s open the proverbial “hood” of car insurance companies in your local area to see what else is important in making the very important decision of how to insure yourself and your car.

Advantage of a Local Agent

Trust is the cornerstone in business and consumer relationships. It’s imperative to work with an experienced, knowledgeable and trustworthy agent when deciding on something as important as car insurance near to you. Choosing the right coverage with the proper amount of protection may require the help of a friendly insurance professional who can help guide you in the right direction and answer all your questions. You’ll probably enjoy the convenience of managing your policy online, but having the option to meet face to face is also nice.

Awards and Recognition

The attention an insurance carrier receives for offering flexible policy coverage, paying claims in a timely manner and providing great service is not as glamorous as the Oscars in Hollywood, but maybe it should be. Do some research on your carrier to see what type of awards they may have received for things like “best place to work.” If the representatives of an insurance carrier are happy to work there, chances are good that they’ll be friendly, and happy to assist you when you have questions about your policy. There are times when a car insurance carrier may have received some deserved praise and recognition for things like “great service” or “innovation.” Align yourself with a winner!

Financial Strength

You may not think of it this way, but when you purchase car insurance you’re transferring risk to the insurance company. The risk that comes with getting behind the wheel of a two-thousand-pound machine going fifty miles per hour down the highway is substantial regardless of how safe a driver you may be. The amount of premium your car insurance carrier writes and manages (along with several other measures of financial health) is directly related to that company’s ability to pay on claims when accidents happen. Always check the financial rating of a carrier.

Choosing a Car Insurance Company in Your Local Area

Car insurance is not exactly an interchangeable commodity. A policy that meets the needs of one person may not be adequate for another. Consider the financial strength of a carrier and look to see if there have been well-deserved awards and recognition for their claims handling and customer service. Seek out a local agent whom you can speak with to be sure you are making the right choices about protecting yourself and your assets. Plymouth Rock Assurance maintains a solid rating from A.M. Best for financial strength, is considered a “Leader in Insurance Innovation” from Agent Quote Marketplace, and has received INNovators Awards for “Customer Service.” Most of the Plymouth Rock agents, along with customer service and claims personnel, live and work in New Jersey just like you do!

Find out more about discounts you may be eligible for including discounts for students. New Jersey is not the cheapest state for car insurance. To make sure you aren't over paying for what you need, it's important to know why your rate is high and do what you can to make it lower. Contact Plymouth Rock today to speak with a friendly, knowledgeable representative. You’ll be glad you did!

Call 855-993-4470, get your free quote online, or find an agent to learn about car insurance near you. If you need additional information it can be found on our Contact Us page.