Commercial Auto Insurance Coverage Options – Plymouth Rock Assurance

There are many commercial auto insurance coverage options available from Plymouth Rock Assurance that help protect your company’s assets.

Our policies are customized for your business and your state and we work with independent insurance agents who are experts in their local markets. Your Plymouth Rock agent will help you find the right policy for your business and help maximize your savings.

Many states mandate that businesses have their vehicles covered with liability insurance for property damages and injuries, insurance for medical payments, and uninsured motorist coverage.

In addition to state-mandated coverage, businesses are sometimes required by contract to provide extra coverage for higher property damage and personal injury claims. 

While there are minimum coverages that a business can have, additional options and discounts are available. Insurance requirements for commercial vehicles vary by state, and coverage options will vary by insurance carrier.

Commercial Vehicle Insurance
Commercial vehicle insurance is a broad category that includes coverage for many different types of vehicles. Plymouth Rock designs insurance products for local businesses with:

  • Small fleets
  • Light trucks
  • Service vans
  • Private passenger vehicles
  • Other similar vehicles

Coverage Basics
Options you must choose when purchasing a policy include:

  • Limits — The policy's limit is the maximum amount that will be paid by the insurance company in the event of a covered loss.
  • Deductible — The policy's deductible is the amount of money you must pay out of pocket before the policy will start covering costs.

The premium you pay for a policy varies based on the options you choose. Higher policy limits and lower deductibles tend to be more expensive, while lower limits and higher deductibles are more likely to be less expensive. A Plymouth Rock independent agent can help you find a policy that balances cost and coverage to best meet your business goals.

If you’re looking for a commercial auto insurance quote in New Jersey, Massachusetts, or Connecticut, we’ll put you in touch with an independent agent that will help you build the right commercial auto program for your business.

Call 866-233-9807 or find a local independent agent from Plymouth Rock to see how you can save on commercial auto insurance coverage; additional information is available on our Contact Us page.